Lincoln Heritage Life Insurance Company
Work wellbeing score is 71 out of 100
3.6 out of 5 stars.
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Lincoln Heritage Life Insurance Company Employee Reviews

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United States256 reviews

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3.4Work-Life Balance

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Reward equals effort

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Not for everyone, but good opportunity if you don’t mind commission only pay. Rewarding if you enjoy helping people and their families be prepared and ease worries.
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Management can be very condescending

Never talk in any of the group chats, otherwise, any statement you make is dissected and turned back around on you to make you question yourself on everything you thought was correct.
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Lincoln Heritage Life Insurance Company insights

Based on 167 survey responses
What people like
  • Supportive environment
  • Ability to learn new things
  • Time and location flexibility


The leads are too expensive. You pay money to people who sit at home and “tell you what to do,” while simultaneously being told nothing. You are a 1099 employee and are not compensated for travel. You are only paid once the bill is taken from the clients account. You act as a door to door, which isn’t appreciated a lot in 2023. THIS IS A PYRAMID.
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100% Commission, training wasn't useful, management was discouraging when you faced hardship.

100% Commission based, Lack of structure when 'training', training consists of memorizing scripts which I didn't even end up using, discouragement from management when met with struggle, all required meeting discuss the same things over and over but are strongly encouraged to attend every day. I made NO money while working with the company while following the scripts they eventually made, word for word, while I worked for them.


Flexible schedule


100% Commission based, Lack of structure when 'training', training consists of memorizing scripts which I didn't even end up using, discouragement from management when met with struggle
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Great job

Highly encourage this for anyone looking to make serious money who is serious about their future great mentors and guide everyone is highly motivated and knowledgeable you are your own boss and can make however much you put your mind too pay is great and completely based on your work ethic great family work life balance


Pay / meet great people/ flexibility/ residuals


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Highest rated insurance company in America

What is the best part of working at the company?Wonderful employees (all departments)...ive had a great experience working for them for the past 12 years as one of their Insurance Agents. What is the most stressful part about working at the company?Nothing really. Just keeping up with my requirements for licensing and renewing education needed. What is the work environment and culture like at the company?Great environment and respected company
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DO NOT Work with the ISeries/AS400 Manager there!!

What is the best part of working at the company?It was the worst experience in my career and the worst mistake I ever made working with an incompetent manager.What is the most stressful part about working at the company?Constantly being micro managed by an paranoid unskilled managerWhat is the work environment and culture like at the company?Others there were good tocwork withWhat is a typical day like for you at the company?Stressful from the time you arrived until you leave
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Good company

Very good company if you are looking at a 1099. This is a good company to work for directly not through another agency. Some agencies are pretty bad and some are good
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Awesome friendly atmosphere!

I feel like I’m working with relatives or friends at the office. There’s help and motivation anywhere you look. You get back what you put into it. Its not easy but it’s simple if you follow the model.
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Very good company

Great company works with others and very patient they teach you so much and how to communicate with others….. you do have to put a lot of work in though.
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Great Experience

Great experience overall. I had great training and a great mentor. The only problem I had was the lead threshold. If I went over a certain amount I couldn’t receive anymore leads.
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Great Place for Agents

This company puts their agents first, they have really nice incentives for agents, bonuses and also depending on how much business you are writing they can provide health care benefits. Culture of the company is outstanding.
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It was okay

Selling Final Expense to Seniors, leads were sometimes shared. Lots of driving around. Depending on your area, leads could be quite a ways from each other.
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It is hard to start off in the beginning, but my manager is so caring he will do his best to help me whenever he can, they do their best to uplift you and give lots of training to prepare you for the business.
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Flex hours and immediate pay for selling a policy

The most enjoyable part of the job is meeting new people everyday and helping family members be prepared for Funeral expense.Traveling and seeing the bloom on certain


Ability to get promoted quickly if the quotas are meet.


Lots of travel and miles on my car.
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Actually a really great company to work for

I actually really enjoyed working here. I was in the agency department and enjoyed what I did. I will say that some of the expectations were unrealistic as they did assign more work to the hard workers and let the slackers get away with a lot. One of the managers were also very immature and annoying and didn’t like you if you didn’t suck up to him. The company itself however is very rewarding, fun, and actually cares for their employees.


Lots of benefits, incentives, and growth opportunities


Workload much at times, Branden
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Very good

What is the best part of working at the company?.....Products are affordable and offer real solutions. Management is stellar and supportive.What is the most stressful part about working at the company?No path to work remotely. Cold calling in person.What is the work environment and culture like at the company?Very supportive and positive. Lots of training and recognition for a job well done.What is a typical day like for you at the company?Driving to a neighborhood and knocking on doors all day.
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Amazing Place to work, they care about their agents. they treat us like we are the most important customer.

Lincoln Heritage is an amazing cutting edge company who truly cares about their agents. Lincoln Heritage is always striving to be on the front end of technology that helps the agents. Its not for everyone, however if you are looking for a solid opportunity to change you life and your financial future then this is the company for you. No company is perfect, we all have our warts. I believe we get a bad reviews sometimes because, Some agents come in with certain job mentalities and unreal expectations. It also depends on which marketing firm your affiliated with, that makes a huge difference. If you are looking for a legitimate, honest and family run company. Take a look at Lincoln Heritage for your self.


Great on going training, Great Leads, Amazing compensation, and unique funeral, Program. Health Insurance Benefits.


Cant cover clients after age 85.
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Pretty ok customers forget they requested info so it makes it like you’re cold calling other than that i guess it’s ok . I don’t think it’s for me tho so currently looking for another job
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Life Changing Opportunity

Where would you go and what would you do to make $500 a day? If you can truthfully answer those two questions with anywhere and whatever it takes, you can truly make that kind of money with this company. They have every tool that an agent would need to be successful and will issue 99% of the business submitted. Phone calls are answered by friendly, live people every time. Leads are branded, product specific, and compliant. The sales process is simple and can be learned in a matter of days. The culture is phenomenal and everyone across the nation is working towards one goal and one vision, helping protect families with the best final expense plan in the nation. If you have a positive mental attitude, a strong work ethic, and are self-driven, this might be the place for you. However, if you are lazy, negative, and/or have to be told what to do every second of every day this probably isn't the opportunity for you. If you are looking for someone to pay you for showing up and give you a guarantee, even when you don't produce results, just remember, you won't have a good experience. At Lincoln Heritage if you produce the most, you get paid the most. The hardest part of this job is realizing sometimes that you aren't who you thought you were and having to adjust and grow to survive. If you are willing to trust the process, change when you have to, be coachable, teachable, and trainable, and willing to face the reality of your current situation while visualizing and working towards your goals and destination, you will truly become successful and EARN life changing money. Victims - 
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Amazing Schedule

A typical day includes calling through leads. The pay is amazing. I hope that they continue to keep their mission because it is a positive statement.


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Overall rating

Based on 258 reviews

Ratings by category

3.4 out of 5 stars for Work/Life Balance
3.5 out of 5 stars for Compensation/Benefits
3.4 out of 5 stars for Job Security/Advancement
3.5 out of 5 stars for Management
3.6 out of 5 stars for Culture

Ratings from women

InHerSight Score
3.5Personal Development
4.4Career Opportunities
3.6Family Support
Women rate the female-friendliness of their workplaces on InHerSight
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