Lincoln Heritage Life Insurance Company Employee Review

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Bad leads and bad communication
Agent (Former Employee) –  United StatesFebruary 7, 2019
The leads was not quality or qualified leads, they wasn’t screen for having bank account (meaning if you take credit card business you won’t get paid), A leads could be 60 days old (if the lead has already died in that 60 days they won’t refund you or replace that lead). They cut commissions if the person is modified or age 80+ (There are other carriers in the industry that will pay you full if the person is modified or 80+). Some of the leads has addresses that didn’t exist especially in rural areas. Some leads had PO Box addressees with no phone number. They say they leads are free to reel you in but once you go to the meetings they tell you your leads get taking out your commission( lead financing) so if you take credit card business it doesn’t take down your lead debt. They want you to knock on doors all day with no appointments set in the hopes to make 1 sell a day( most other IMOs you can make like 50 phones calls the day before and already have 5 appointments set). Before you sign with them just read every page in the contract, and if you are a independent broker agent I recommend you find your own lead system
Pros
Easy Underwriting and easy application
Cons
Not Quality Leads, no refunding or replace on leads
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Other Lincoln Heritage Life Insurance Company Employee Reviews

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never work here anyone
Agent (Former Employee) –  Chicago, ILAugust 16, 2019
Chicagoland crew is a big joke could never get anyone if you did was like talking to a misfit didn't really know anything always told call this person then call this person again talking to children manger from ca flys in another clowen didn't know anything
Pros
none
Cons
everything
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A great opportunity
District Manager (Former Employee) –  Ewing, NJAugust 6, 2019
I started out with no knowledge of the insurance. They were well knowledge of the company, and it's company structure. I enjoyed learning the insurance business
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Overall rating

3.6
Based on 133 reviews
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3.4Work/Life Balance
3.4Compensation/Benefits
3.3Job Security/Advancement
3.5Management
3.5Culture