Primerica Employee Reviews

I didn't get to work there long due to relocating from VA to Florida, so I only got passed training. I was unable to go through schooling to receive my financial license.

Pros

Manage your own hours

Cons

Pay only comes from commission

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Great company to be apart of

Licensed Insurance Agent (Current Employee) - Mobile, AL - June 8, 2023

The environment with Primerica is unlike any other environment I have worked in. I love the support that is offered with in-office training or training/group sessions on Zoom. It really is incredibly simple to get started with Primerica and it's a MISSION to help others learn how their money works. I love it and wished I had started years ago.

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Primerica insights

Based on 1,151 survey responses

What people like

Supportive environment
Inclusive work environment
Time and location flexibility

good life and investment products the MLM aspects sucks

Director (Current Employee) - San Lorenzo, CA - June 6, 2023

The products are great products they offer to every family. I don't like how they push recruiting all day every day. You can get income with only premium sales but to get the 3x3 bonus you need those recruitments. There's no renewal income and they make you captive in your P&C license which sucks. When I was with an all-lines company at lease when life was slow to sell I had home, auto, and commercial to look forward to. I wish the contract was not captive. Don't let them trick you when they say you "independent agent" or when they say you're not captive. You will have to end all your other appointments and you cant work as a producer for any other agent.

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Commission

CA Licensed Life Insurance Agent / Licensing Coordinator (Current Employee) - California - June 6, 2023

It's 100% commission based You only make money if you sell products and/or recruit others to join the team. It has the capability of being very lucrative but working on commission only is tough. Some are making alot of money but they seem to work 24/7

Pros

Work for yourself

Cons

No benefits

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Not really the greatest

Insurance Agent (Former Employee) - Orlando, FL - June 5, 2023

Makes you feel like just another number in the algorithm. It’s more about recruiting people than selling insurance products. It’s a great way to get your license at least

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Mixed feelings overall

Sales Associate (Current Employee) - Akron, OH - June 5, 2023

Pros: They'll pay for you to get your licenses. If you're a good salesperson you'll be paid well. You are fully in control of your own schedule. You can also schedule to talk with other representatives as little or as much as you want. You have to initiate though. Although not required, they have live zoom meetings almost daily.Cons: You're 100% commissions based and they'll ask you to get your family involved. Don't expect a wage! You probably won't earn more than $500 in your first few months. (Even if your very committed. You'll honestly make more money recruiting.)You'll be alone most of the time and that gets frustrating. You'll most likely be talked into becoming a recruiter which is not the job you originally get pitched. It's essentially a pyramid scheme (MLM) but isn't necessarily ilegitimate either. They really ride the line. Take away:Expect to study hard. Finance is very broad! There are so many opportunities but each one can be extremely technical. While they help you get a license, they don't pay you unless your selling products. Since it's commissions based you must decide if you care more about learning or recruiting. You can try to do both but you'll be working 70 hours a week.

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Great place to work!

Division Leader (Current Employee) - Indianapolis, IN - May 31, 2023

This company allows me to grow at my own pace and on my own schedule. And the compensation structure is PHENOMENAL. I am so thankful for the person who recruited me and has given me a new opportunity to better my future as well as the future of other families that I help.

Pros

Competitive culture, work/life balance, great incentives, awesome work environment

Cons

Commission

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Awesome company

District leader (Current Employee) - Tampa, FL - May 27, 2023

"You have to pay to work for then" NO YOU DO NOT! you make a small deposit for your background check and license fee. YOU GET IT BACK AFTER YOU GET YOUR LICENSE! DO NOT LISTEN TO THE NAYSAYERS!!! SEE FOR YOURSELF!!

Pros

Paid licensing, freedom of time. No cap of income

Cons

Not for the employee mindset

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Awesome environment

Licensed Insurance Producer (Current Employee) - Rocky Hill, CT - May 26, 2023

What is the best part of working at the company?Family atmosphere, always someone to help guide you. Great training!What is the most stressful part about working at the company?With building your business like with all startups it’s going to take hard work and dedication. What is the work environment and culture like at the company?Great work environment ,awesome people What is a typical day like for you at the company?Busy everyone working together reaching a goal. 😊

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For yourself but not by yourself

Regional Leader (Current Employee) - North Highlands, CA - May 22, 2023

Working in Primerica is the best. You start as an independent contractor so you chose the time. But everyone is there to help you. If you get into a good loving and knowledgeable team, the experience will be great. But if the manager/ boss is negative and incompetent, the experience is not that good. Just switch the team.

Pros

Own time, own compensation, free education, help with getting licensed.

Cons

You have to work on yourself to be your own boss. It's good and it's bad.

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Jobs at Primerica

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Hourly Customer Service Rep 1

Administrative Assistant/Receptionist

Field Auditor - Arizona/Nevada

Arizona

30+ days ago

Independent and free to as you please.

Licensed Life Insurance Agent (Current Employee) - Marion, IN - May 22, 2023

What is the best part of working at the company?It's wonderful that they will pay for your licensing What is the most stressful part about working at the company?You do have to to find your own leadsWhat is the work environment and culture like at the company?Independent. You're on your own most of the time. It can be hard and frustrating at times but once you get a client it helps. What is a typical day like for you at the company?You make a lot of calls and messages through out the day. You are constantly trying to get clients left and right.

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Difficult place to work in

Insurance Agent (Former Employee) - Fontana, CA - May 21, 2023

Pay was good but focus was mostly on recruiting other people. They offer good insurance plans for their customers. It was difficult to focus on insurance sales when recruiting was constantly pushed.

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Productive and fun work place to work.

Financial Advisor (Current Employee) - Concord, CA - May 20, 2023

I’ve been working 3 years so far and It’s been a great adventure. The coaches are amazing. Great work environment and If you are the kind of person that one day would like to own your own business. This is the right place. There’s a lot of growth opportunity here.

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Stressful

Insurance Agent (Former Employee) - Queens, NY - May 19, 2023

The model of how they sell to family and friends is what turned me off from the company. Especially because they encourage you not to be honest when getting them to sit down for the sales meeting. How can you be ok with lying and tricking your family and friends for money, because that is what you are doing. I would rather be honest and let them make the choice knowing what they are agreeing to. If you are ok with hurting your most important relationships for some money then go ahead. It’s not how I want to be regarded with my family and friends.It’s not a pyramid scheme but it mimic it, where the top recruiter makes the most money off of the new recruits and the new recruits usually are struggling and make little money, but if you are a good salesmen you can move up fast, you would do that based off warm and cold markets. They don’t use leads like other companies which I think they absolutely should.

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Unsure

Sales Associate (Former Employee) - USA - May 17, 2023

New to the company. Only recently heard about it. Have mixed views not sure about the work and commission way of gaining money. The licensing seems nice.

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Workplace

Representative (Current Employee) - Washington, DC - May 17, 2023

Great Place so far. Looking forward to doing great things in this field. Don't be discouraged with negative comments everything isn't for everybody...

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Fabulous company

Current Employee (Current Employee) - New Jersey - May 10, 2023

As an employee at Primerica Life Insurance, I have had a positive experience working for this company. The culture and values of the company prioritize helping clients achieve financial security and independence, which aligns with my personal values.One aspect of the job that I appreciate is the comprehensive training program that prepares new agents for success. The training covers everything from product knowledge to sales strategies, which has helped me to feel confident and prepared when meeting with clients. The management team is approachable and provides excellent support to agents. I feel comfortable reaching out to them with any questions or concerns I may have, and they are always happy to help. The compensation and benefits package is also competitive, which is a plus. As an agent, I have the opportunity to earn a significant income based on my sales performance, and the benefits package includes health insurance, retirement plans, and other perks.Overall, I am happy to be a part of Primerica Life Insurance and would recommend it to others who are interested in a career in the insurance industry.

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Horrible place to work

Recruiter (Contract) (Current Employee) - Duluth, GA - May 10, 2023

A lot of favoritism. If they don’t like you, they’ll look for the slightest opportunity to let you go. A lot of office politics and gossip. Not a professional setting at all. Do not recommend

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Fun nice hours

Independent (Current Employee) - Virginia - May 10, 2023

Love the atmosphere and the people really great opportunities to bed had, lots of opportunity for growth if you put the work in

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Terrible

Financial Advisor (Former Employee) - Fort Worth, TX - May 4, 2023

They fill you up with lies just to make money off of you and your friends and family. The only decent part of the job is that you get to become a licensed life insurance agent.

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Productive olace

Life Insurance Agent (Current Employee) - Houston, TX - May 4, 2023

Everything was great everyone is friendly and great atmosphere you get to choose your schedule and work on your own time. Also great income opportunity.

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