eview and evaluate borrower profile including all income documentation, tax returns, credit reports, preliminary title report, judgments, bankruptcy documents and appraisals.
Analyze and calculate income using documentation such as personal and business income statements; ensure all necessary documentation is requested to support final loan decisions.
Exercise good judgment, conduct reasonableness tests and issue quality decisions
Determine accuracy and completeness of files; ensure consistent processes
Demonstrate proficiency in automated underwriting systems
Maintain established service level standard of decisions within a 48-hour time frameCommunicate regularly with sales team, processing department and managementFamiliar with multiple investor and agency guidelines and overlays
DE Mortgage Underwriter Required Skills and Qualifications: