Agent (Current Employee) – Dallas, TX – December 9, 2018
training is not paid management only cares about their own team cut throat you pay for everything out of pocket 1099 employee push you to work at office 7 days a week Wolfe of Wal street type office culture very deceitful don't waste your time, 2% make the money they "promise" you will make
Health Advisor (Former Employee) – Jacksonville, FL – November 14, 2018
This was a good job, but it really only makes sense if you have the time, money and effort to put into. You have to pay to get contracted and pay for your state licenses. As a 1099 contractor you have no benefits and you must supply your own equipment. Also you have to pay for errors and omission insurance as well as software fees per month.
This is a good job for someone who is retired and has a steady income or someone who is married and their spouse has steady income. Overall great management and dedicated coworkers. Very positive work environment.
Set your own schedule, potential for decent money.
1099, fees and expenses, realistically you work from sun up to sun down. Takes time to get established.
Excellent workplace culture with people who want you to be successful
Health Insurance Agent (Current Employee) – Fort Myers, FL – May 30, 2018
A typical day at work is calling Customers from a Lead System. I give quotes to people who are interested in either getting new health insurance or are looking to replace what they have. I process applications who want to get the health insurance we offer. I become their personal agent when they have been approved for the policy.
This job has an excellent workplace culture with a fantastic management leadership.
The most enjoyable part of this job is the people. Everyone genuinely supports each other and wants each other to be successful.
Feild Training Agent (Current Employee) – Gulfport, MS – December 10, 2018
You get back what you put into this position. If you work PT you won't reap the rewards. Training is very good. Compensation is exceptional. Most of your day is spent calling leads. If you can't except a no or someone hanging up on you, This isn't the position for you. You can go out and get leads yourself. Referrals are king, The product is excellent so getting referrals is not hard if you ask. Sitting on the phone for hours is the hardest part. Helping people make life altering savings is worth it.
Health Insurance Sales Agent (Current Employee) – Nashville, TN – January 22, 2019
Promise of weekly salary is untrue. You must work 12+ hours a day with no promise of it paying off. Must have savings coming in to pay for the various fees, exams, and states to be licensed in. It is possible for you to go months without a paycheck. Possible chargebacks possible. Could leave the company with debt owed when you did not even earn that amount in your time working there.
Free food weekly
All commission, Weeks of no pay, No guaranteed paycheck
There was a quiet atmosphere but everybody was very friendly and got along well. The day consists of hundreds of cold calls in order to schedule appointments to present product to potential customer. The best times to call are early in the morning and later in the afternoon. The hours were about 8:30am -7pm with a 2-3 hour lunch break in the middle.
Occasional food catered, flexible schedule, but if you aren't working you are behind making money
Management is awful and you can’t make your own hours like they promised. The lead system is awful as you call the same person multiple times a day after 10 other people have already called them. Just a horrible place to work.
Licensed Insurance Agent (Former Employee) – Quakertown, PA – July 24, 2018
In my year working there, I met some of the best leaders I have ever come across. This job was tough. You had to motivate yourself everyday. Being a Health Insurance Advisor isn't easy. You have to be a self starter, be very organized and persistent. The biggest reason I left was to pursue a lifelong goal I wanted to meet. The Quakertown, PA office is a great environment with great people. If you want to pursue being an Insurance Agent as a career, this is the place to go.
Agent (Current Employee) – Buford, GA – February 8, 2018
If you are looking for your last career, this is the place! The culture in the GA Office is amazing.. I felt like part of the team on day one. The office is a positive enviroment with hands on training.
If you are looking for a career where you actually get paid for your efforts, then this is it. With the most competitive commission structure out there, plus monthly and quarterly bonuses, residual income potential, and no cap on earning... what's not to love!
Positive Work Environment, Great Products, Mission of HOPE...the list goes on. If you are motivated, goal-oriented, and want to work hard and have an uncapped potential in earnings, then this is for you!
I wouldn't consider these cons, but this isn't a career for everyone. If you do not want to put in the time or work hard, then this is not the right career
Licensed Insurance Agent (Former Employee) – Scottsdale, AZ – June 28, 2018
Unless you want to sit in a call center for 8 hours a day making 200 plus calls this is not the job for you. There is no support financially in regards to a salary. To qualify a potential insurer they have to be in perfect health.
Licensed Health and Life Insurance Agent (Current Employee) – Longwood,FL – November 27, 2018
The hardest part of the job was getting to talk to people in an attempt to make a sale. Leads were great in the beginning and then went down hill thereafter. I would recommend this position to someone who has a significant savings. The managers do very well though because of the hierarchy!!
Licensed Agent (Current Employee) – Oakbrook Terrace, IL – October 10, 2018
The people are great but local division is the pits! They treat you like your not worthy and with indifference. Middle mgmt is stuck buffering the jerks from getting in your business when they ask why your having issues.