USHA Pay & Benefits reviews

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1.0
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disgusting place
Agent (Current Employee) –  Dallas, TXDecember 9, 2018
training is not paid
management only cares about their own team
cut throat
you pay for everything out of pocket
1099 employee push you to work at office 7 days a week
Wolfe of Wal street type office culture
very deceitful don't waste your time, 2% make the money they "promise" you will make
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4.0
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Call Center work Environment
Licensed Insurance Agent (Current Employee) –  Austin, TXDecember 5, 2018
There was a quiet atmosphere but everybody was very friendly and got along well. The day consists of hundreds of cold calls in order to schedule appointments to present product to potential customer. The best times to call are early in the morning and later in the afternoon. The hours were about 8:30am -7pm with a 2-3 hour lunch break in the middle.
Pros
Occasional food catered, flexible schedule, but if you aren't working you are behind making money
Cons
No base pay or benefits
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3.0
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Great job, if your looking for 1099 work.
Health Advisor (Former Employee) –  Jacksonville, FLNovember 14, 2018
This was a good job, but it really only makes sense if you have the time, money and effort to put into. You have to pay to get contracted and pay for your state licenses. As a 1099 contractor you have no benefits and you must supply your own equipment. Also you have to pay for errors and omission insurance as well as software fees per month.

This is a good job for someone who is retired and has a steady income or someone who is married and their spouse has steady income. Overall great management and dedicated coworkers. Very positive work environment.
Pros
Set your own schedule, potential for decent money.
Cons
1099, fees and expenses, realistically you work from sun up to sun down. Takes time to get established.
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3.0
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Easy going environment
Producer (Current Employee) –  Towson, MDNovember 14, 2018
I enjoyed the work but in order to be successful, you have to have the money to buy leads at the $5 per lead rate. Otherwise, you buy cheaper leads that are older and harder to convert.
Cons
Commission only
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3.0
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commission only work!!
Health Insurance Agent - unlicensed (Current Employee) –  Clearwater, FLSeptember 23, 2018
This is a commission only job and you have to continuously make cold calls all day in order to be lucky enough to get one or two people in a week. Sometimes you can go days/weeks without making any money.

You can make plenty of money during open enrollment, But not so much during the rest of the year.
Pros
can make money during open enrollment
Cons
won't make to much money -
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4.0
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A great oppurtunity to stay close to family while earning a living in health and life insurance
License Insurance Agent (Current Employee) –  Detroit, MISeptember 6, 2018
A typical days work involves making up to 400 cold calls on leads that are freely provided through vanilla soft program. I enjoy explaining the innovations of health insurance of US Health advisors to those I talk to.
Pros
commission percentages are high when paid
Cons
very hard to get a customer to want to buy
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5.0
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Great life to strive for
CAREER HEALTH INSURANCE AGENT (Former Employee) –  Sterling, VAAugust 23, 2018
Long hours are put in, you find the more work you do the better you serve those who need your help. The days are long but the rewards are worth it. Keep a positive attatude and you will go far.
Pros
Unlimited income
Cons
You get what your worth
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5.0
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High pressure to perform
Career Agent (Current Employee) –  Jacksonville, FLJuly 23, 2018
The work environment is highly competitive. Workers are expected to be dedicated to the company and work hours can be very long. Compensation is commission only.
Pros
Unlimited income potential
Cons
long work week
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1.0
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I would not recommend working here.
Licensed Insurance Agent (Former Employee) –  Scottsdale, AZJune 28, 2018
Unless you want to sit in a call center for 8 hours a day making 200 plus calls this is not the job for you. There is no support financially in regards to a salary. To qualify a potential insurer they have to be in perfect health.
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4.0
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Excellent workplace culture with people who want you to be successful
Health Insurance Agent (Current Employee) –  Fort Myers, FLMay 30, 2018
A typical day at work is calling Customers from a Lead System. I give quotes to people who are interested in either getting new health insurance or are looking to replace what they have. I process applications who want to get the health insurance we offer. I become their personal agent when they have been approved for the policy.

This job has an excellent workplace culture with a fantastic management leadership.

The most enjoyable part of this job is the people. Everyone genuinely supports each other and wants each other to be successful.
Pros
Excellent workplace culture, fantastic management
Cons
1099 worker. No benefits or paid time off.
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3.0
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Work is available
Licensed Insurance Agent (Current Employee) –  Gulfport, MSMay 29, 2018
The full outline and description of the job, from interview to becoming licensed and certified is all said to be easy. It's not an easy process, you are basically self trained. Lacks lower management.
Pros
flexible
Cons
insecure
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4.0
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Great opportunity for highly driven individuals.
License Sales Agent (Current Employee) –  Tampa/BrandonMay 22, 2018
Self Employed work day, 8am-9pm, fast pace. meet meetings are highly driven and lots of incentives short and long terms. Weekly advances, tri-monthly bonus, chance for monthly bonuses, etc. Merit base promotion. Amazing Leaders and individuals looking to help you achieve your full potential.
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1.0
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Difficult to make money
Outside Sales (Current Employee) –  Orlando, FLMay 20, 2018
The company expects you to make a minimum of 300 phone calls/day so make sure you are cool with doing that. They will tell you though that that is the minimum, if you want to make $40K/year, you are probably making 400-600/day. Make calls even when you are on vacation. Just never stop calling.

You can certainly make a ton of money, and we hear from those top earners on a weekly basis. However, as of today, 80% of the sales people aren't on pace to earn $60K/year let alone what is advertised.

If you can literally handle: staying on the phone without even a lunch break for 10 hours with that phone dialing continuously, leaving hundreds of voicemails, hearing from people that are upset because you are the 15th person to call them that day, then you can likely be part of that top 20 or even 10 percent.

If you do make it to that top 10 percent, you can make tons of money however, be prepared to spend money on yourself as all of the top earners got there by buying their own leads to supplement the company provided leads that everybody is calling. This may be difficult if you don't have money to spend right away or need every penny you earn.

Lastly, health insurance is highly seasonal. From Nov-end of January, there is a lot of business to be had. Outside of that, it feels like you are working for little pay. You have to be highly motivated to keep at it when you haven't made a sale for a few days.

In summary, it can be a great job but since you can make gobs of money but really only the top 10% do, the other 90% struggle. Not very good odds in my opinion.
Pros
You can make as much as you want
Cons
90% of people can make better money elsewhere
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4.0
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Productive and motivating workplace
Sales Agent (Former Employee) –  Fort Lauderdale, FLMarch 14, 2018
Good company, Great training, Long hours. You need to be extremely self motivated. If you do not have a little money in the bank to hold you over until you start making money it might be difficult for you.
Pros
managers and training
Cons
can be very challenging
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1.0
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Want to pay to work for someone?
Sales Representative (Former Employee) –  Tampa, FLMarch 12, 2018
Any sales job that does not pay a base is a terrible company. USHA does not sell health insurance. They sell life insurance with health benefits. Scam company. Sales managers will encourage you that you can make 6 figures your first year but nickel and dime you to pay for leads, (phone burner $80/mo) and that's just the beginning. Go get a job at a normal company.
Cons
No base
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2.0
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Call Center with Really Great coworkers
Writing Agent (Current Employee) –  Tampa, FLMarch 1, 2018
Come in every day (at least 6 days a week) and make hundreds of phone calls and try to find someone who qualifies for the plan and sell them on it via a screen-share. You are expected to work at least 12 hours a day making phone calls. The best part of the job is the people you with on a daily basis. Everyone is super nice and everyone is willing to help in whatever way they can. Everyone is super encouraging and it makes for a cooperative and collaborative environment. Be prepared to work more hours and more days than you have ever in any other job before.
Pros
free food regularly, income potential, coworkers, office environment
Cons
no benefits, hours expected to work
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3.0
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Ramp UP Time
Licensed Agent (Former Employee) –  Tampa, FLDecember 19, 2017
Started with company as an intern and gradually learned the business. The average sales agent told me that it had taken them about 3 to 4 months to Ramp Up. I found that in my personal experience working with USHA to be true. Once you make it you are in and the pay is good.
Pros
Flex Work Hours
Cons
Ramp Up Time took about 3 to 4 months before making money
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1.0
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Nice to work from home but stressful to get a sale.
Sales Agent (Former Employee) –  MarylandNovember 22, 2017
If they paid you a starting salary for a year until you get the experience that would take part of the stress off. Seasoned people didn't care, they just wanted you to produce so they could make money. I invested all my savings to get started and I am behind the 8-ball. I wish I never took this position.
Pros
Make your own schedule
Cons
No base salary commission only
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2.0
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Pyramid structure designed to benefit a few rather than all employees.
Licensed Health/ Life/ Accident Insurance Agent (Former Employee) –  Dallas, TXNovember 19, 2017
High pressure sales company, no job security, production had to be weekly to survive, almost everyone I went through training with had no choice but to quit because it was 100% commission and not easy to earn enough money to get through the learning curb. Also, the managers do not care that new people were having to constantly be hired because they made money off our sales, a pyramid structure.
4commission based
Pros
Make own schedule
Cons
very high pressure job
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2.0
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Commission Only
Licensed Insurance Agent (Former Employee) –  Baton Rouge, LANovember 15, 2017
You pay a lot to get licensed and get NO help in learning how to close the deal for health insurance. Unless you have another source of income stay away.
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