USHA Pay & Benefits reviews

3.5
Overall rating
Based on 91 reviews
Ratings breakdown
531
416
322
29
113
Sort by: Helpfulness | Rating | Date
Found 25 reviews matching the search See all 91 reviews
1.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
I would not recommend working here.
Licensed Insurance Agent (Former Employee) –  Scottsdale, AZJune 28, 2018
Unless you want to sit in a call center for 8 hours a day making 200 plus calls this is not the job for you. There is no support financially in regards to a salary. To qualify a potential insurer they have to be in perfect health.
Was this review helpful?Yes 11No 1Report
1.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Difficult to make money
Outside Sales (Current Employee) –  Orlando, FLMay 20, 2018
The company expects you to make a minimum of 300 phone calls/day so make sure you are cool with doing that. They will tell you though that that is the minimum, if you want to make $40K/year, you are probably making 400-600/day. Make calls even when you are on vacation. Just never stop calling.

You can certainly make a ton of money, and we hear from those top earners on a weekly basis. However, as of today, 80% of the sales people aren't on pace to earn $60K/year let alone what is advertised.

If you can literally handle: staying on the phone without even a lunch break for 10 hours with that phone dialing continuously, leaving hundreds of voicemails, hearing from people that are upset because you are the 15th person to call them that day, then you can likely be part of that top 20 or even 10 percent.

If you do make it to that top 10 percent, you can make tons of money however, be prepared to spend money on yourself as all of the top earners got there by buying their own leads to supplement the company provided leads that everybody is calling. This may be difficult if you don't have money to spend right away or need every penny you earn.

Lastly, health insurance is highly seasonal. From Nov-end of January, there is a lot of business to be had. Outside of that, it feels like you are working for little pay. You have to be highly motivated to keep at it when you haven't made a sale for a few days.

In summary, it can be a great job but since you can make gobs of money but really only the top 10% do, the other 90% struggle. Not very good odds in my opinion.
Pros
You can make as much as you want
Cons
90% of people can make better money elsewhere
Was this review helpful?Yes 33No 2Report
1.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Want to pay to work for someone?
Sales Representative (Former Employee) –  Tampa, FLMarch 12, 2018
Any sales job that does not pay a base is a terrible company. USHA does not sell health insurance. They sell life insurance with health benefits. Scam company. Sales managers will encourage you that you can make 6 figures your first year but nickel and dime you to pay for leads, (phone burner $80/mo) and that's just the beginning. Go get a job at a normal company.
Cons
No base
Was this review helpful?Yes 72No 11Report
2.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Call Center with Really Great coworkers
Writing Agent (Current Employee) –  Tampa, FLMarch 1, 2018
Come in every day (at least 6 days a week) and make hundreds of phone calls and try to find someone who qualifies for the plan and sell them on it via a screen-share. You are expected to work at least 12 hours a day making phone calls. The best part of the job is the people you with on a daily basis. Everyone is super nice and everyone is willing to help in whatever way they can. Everyone is super encouraging and it makes for a cooperative and collaborative environment. Be prepared to work more hours and more days than you have ever in any other job before.
Pros
free food regularly, income potential, coworkers, office environment
Cons
no benefits, hours expected to work
Was this review helpful?Yes 34No 6Report
3.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Ramp UP Time
Licensed Agent (Former Employee) –  Tampa, FLDecember 19, 2017
Started with company as an intern and gradually learned the business. The average sales agent told me that it had taken them about 3 to 4 months to Ramp Up. I found that in my personal experience working with USHA to be true. Once you make it you are in and the pay is good.
Pros
Flex Work Hours
Cons
Ramp Up Time took about 3 to 4 months before making money
Was this review helpful?Yes 30No 15Report
1.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Nice to work from home but stressful to get a sale.
Sales Agent (Former Employee) –  MarylandNovember 22, 2017
If they paid you a starting salary for a year until you get the experience that would take part of the stress off. Seasoned people didn't care, they just wanted you to produce so they could make money. I invested all my savings to get started and I am behind the 8-ball. I wish I never took this position.
Pros
Make your own schedule
Cons
No base salary commission only
Was this review helpful?Yes 72No 8Report
2.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Pyramid structure designed to benefit a few rather than all employees.
Licensed Health/ Life/ Accident Insurance Agent (Former Employee) –  Dallas, TXNovember 19, 2017
High pressure sales company, no job security, production had to be weekly to survive, almost everyone I went through training with had no choice but to quit because it was 100% commission and not easy to earn enough money to get through the learning curb. Also, the managers do not care that new people were having to constantly be hired because they made money off our sales, a pyramid structure.
4commission based
Pros
Make own schedule
Cons
very high pressure job
Was this review helpful?Yes 68No 5Report
2.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Commission Only
Licensed Insurance Agent (Former Employee) –  Baton Rouge, LANovember 15, 2017
You pay a lot to get licensed and get NO help in learning how to close the deal for health insurance. Unless you have another source of income stay away.
Was this review helpful?Yes 55No 8Report
4.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
review
Career Agent (Current Employee) –  usNovember 15, 2017
Commisson based, great job but if you don't work you don't get paid. The pay is good but again you are not salary, you only get paid based on what you sale
Was this review helpful?Yes 40No 7Report
5.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Love what I do
Sales (Current Employee) –  MichiganNovember 6, 2017
Bottom to top amazing leadership. Great potential for income and residuals. Work on your own schedule and get paid as much as you are worth. Its not easy, but extremely worth it.
Was this review helpful?Yes 12No 17Report
1.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Stressful
Health and Life Insurance Sales Producer (Former Employee) –  Englewood, COOctober 3, 2017
Stressful job, because of the cold calling. Otherwise, you need to purchase your own leads. My manager was very good and fun to work for. If you are aggressive in sales over the phone, you might do well.
Pros
Some free lunches
Cons
Long hours
Was this review helpful?Yes 49No 4Report
3.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Good place to work
Insurance Agent (Current Employee) –  San Antonio, TXJuly 21, 2017
Great place to work if you want a flexible schedule, people who work there will help you if you have any questions. Staff is fun to work around on a every day basis
Pros
make your own work schedule, make as much income as you want to make. Basically your business
Cons
You must built up clients to make money. You will need to give it some time to make money
Was this review helpful?Yes 48No 4Report
5.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Great Culture Amazing Company
FSL (Current Employee) –  Billings, MTJune 9, 2017
This company is by far the best company I've ever came across. The culture and values the company embraces are second to none. The mission of H.O.P.E (helping other people every day) is more than an acronym, it is manifested constantly.
Pros
Excellent compensation
Cons
None encountered
Was this review helpful?Yes 30No 15Report
5.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Telemarketing Job
Licensed Health & Life Agent (Current Employee) –  Nashville, TNMay 23, 2017
telemarkting job. Not much more to say. Nice enviornment. Company is supportive. compensation is good for commission sales. Its a sales centric company. the work is meneal.
Was this review helpful?Yes 40No 11Report
3.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
insurance sales job
Benefits Specialist (Former Employee) –  Edmond, OKMarch 17, 2017
Job was primarily cold calling people to try and set appts to sell health insurance products offered by USHA. Schedule for job can be flexible or hectic depending on appts. Income is sales based, so no guarantee of income for hrs put in.
Pros
Great earning potential
Cons
No guarantee of any income regardless of effort or time working
Was this review helpful?Yes 87No 15Report
1.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
US Health Advisors Chicago
Career Insurance Agent (Current Employee) –  Chicago, ILNovember 1, 2016
Weekly expectations change without notice. No flexibility in the schedule though you are a 1099 contractor. You are expected to adjust your schedule according to managements whims. Extra call sessions and weekend work scheduled. Push weeks require a minimum of 60 hours. They will use the example that a Navy SEAL will tell you when you think you are exhausted you need to reach down because you can still got an additional 20% if you try. Selling health insurance does not even come close to being a NAVY SEAL. If you want to work in a call center and make 350 to 500 calls a day you may sell a few policies a week, never felt a real sense of accomplishment. Just a lame sale job with a very hard product to sell. Upside free coffee and occasional lunch.
Pros
Free Coffee and Snack
Cons
Poor management, set schedule, call center environment
Was this review helpful?Yes 121No 9Report
3.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Good atmosphere
Insurance Agent (Former Employee) –  Tampa, FLSeptember 29, 2016
They offer a decent amount of leads and training.You are able to occasionally work from home, but no more than a few times a week because of all the mandatory meetings and training's.
Was this review helpful?Yes 66No 7Report
5.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Great Company
Contracted Writing Agent (Current Employee) –  Greeley, COApril 1, 2016
It is a great place to work for and you can set your own schedule as well as salary since you work solely on commission. Being able set set your own schedule is great. The people I worked with are always helpful. You have to be able to put in the work to get the appointments to share the product.
Pros
Commission work
Cons
Commission work
Was this review helpful?Yes 42No 41Report
4.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Working as a Sales Agent
Licensed Agent (Current Employee) –  ElginOctober 18, 2015
Make phone calls to reach out to lead prospect that may need
health coverage.

If interested do a either face to face presentation or a virtual.

The sales must be entered into the system, and underwriting
will review the police and talk to the client.

Downside of this job is paid on commissions only
Pros
The commission pay is very good
Cons
Commission Pay Only
Was this review helpful?Yes 93No 20Report
4.0
Job Work/Life Balance
Compensation/Benefits
Job Security/Advancement
Management
Job Culture
Great atmosphere, great people.
Independent Insurance Agent (Current Employee) –  Nashville, TNSeptember 3, 2015
Flexible hours with good training. Must be able to be a field under writer to be successful and get paid in a timely manor. My co-workers are all good sources of information and very helpful.
Was this review helpful?Yes 44No 26Report