USHA Work-Life Balance reviews

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5.0
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Great company
Licensed Health Insurance Agent (Former Employee) –  Cedar Park, TXJanuary 13, 2019
great company to work for if you can handle commission! Teaches you a lot about working with small companies and even start ups. Dealing with insurance with private companies as well as larger ones.
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4.0
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Call Center work Environment
Licensed Insurance Agent (Current Employee) –  Austin, TXDecember 5, 2018
There was a quiet atmosphere but everybody was very friendly and got along well. The day consists of hundreds of cold calls in order to schedule appointments to present product to potential customer. The best times to call are early in the morning and later in the afternoon. The hours were about 8:30am -7pm with a 2-3 hour lunch break in the middle.
Pros
Occasional food catered, flexible schedule, but if you aren't working you are behind making money
Cons
No base pay or benefits
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3.0
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commission only work!!
Health Insurance Agent - unlicensed (Current Employee) –  Clearwater, FLSeptember 23, 2018
This is a commission only job and you have to continuously make cold calls all day in order to be lucky enough to get one or two people in a week. Sometimes you can go days/weeks without making any money.

You can make plenty of money during open enrollment, But not so much during the rest of the year.
Pros
can make money during open enrollment
Cons
won't make to much money -
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2.0
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Ok place to work if you can live without making money for a while
Health Insurance Advisor (Former Employee) –  Orlando, FLSeptember 18, 2018
Working from home is phenomenal and I love being my own boss and employee! However, just starting out, I have worked weeks on end and have not made more than 1 sale, so be prepared to possibly work for a while, being unpaid, as you learn the ropes.
Pros
good $ when sale is made
Cons
no $ when no sale made
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5.0
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Great life to strive for
CAREER HEALTH INSURANCE AGENT (Former Employee) –  Sterling, VAAugust 23, 2018
Long hours are put in, you find the more work you do the better you serve those who need your help. The days are long but the rewards are worth it. Keep a positive attatude and you will go far.
Pros
Unlimited income
Cons
You get what your worth
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2.0
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Not paid for a month at times
Licensed Agent (Former Employee) –  Lutz, FLAugust 22, 2018
It is a great job for a single person, not for someone who has a family. Most of the time you are required to work 8 to 10pm everyday. Target market is only about 14% of population. when you sell its good $$ but you dont always sell. You end up getting a loan and owe money to the company.
Pros
Good commision % if sell a good policy-
Cons
not meant for individuals with families
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5.0
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Fast paced work, great leadership
Licensed Insurance Agent (Former Employee) –  Quakertown, PAJuly 24, 2018
In my year working there, I met some of the best leaders I have ever come across. This job was tough. You had to motivate yourself everyday. Being a Health Insurance Advisor isn't easy. You have to be a self starter, be very organized and persistent. The biggest reason I left was to pursue a lifelong goal I wanted to meet. The Quakertown, PA office is a great environment with great people. If you want to pursue being an Insurance Agent as a career, this is the place to go.
Pros
You make your own hours, excellent leadership
Cons
100% Commission
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5.0
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High pressure to perform
Career Agent (Current Employee) –  Jacksonville, FLJuly 23, 2018
The work environment is highly competitive. Workers are expected to be dedicated to the company and work hours can be very long. Compensation is commission only.
Pros
Unlimited income potential
Cons
long work week
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3.0
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Good Pay Plan
Life and Health Agent (Current Employee) –  San Dimas, CAJuly 16, 2018
Lots of dials outside of California. Most of your day is spent on making dials. No initial training prior to getting you to dial for appointments. The office is still in the early stages of growth so it get quite loud when everyone is speaking.Very nice and professional co-workers.
Pros
Great Pay-Plan
Cons
Heavy Dialing
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1.0
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I would not recommend working here.
Licensed Insurance Agent (Former Employee) –  Scottsdale, AZJune 28, 2018
Unless you want to sit in a call center for 8 hours a day making 200 plus calls this is not the job for you. There is no support financially in regards to a salary. To qualify a potential insurer they have to be in perfect health.
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5.0
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You'll laugh every day
Account management/Sales (Current Employee) –  Houston, TXJune 8, 2018
The best part of USHA is the culture and environment. Everyone is very supportive and genuinely wants to help you achieve your goals. Anything is possible with this company if you want it enough.
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1.0
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Difficult to make money
Outside Sales (Current Employee) –  Orlando, FLMay 20, 2018
The company expects you to make a minimum of 300 phone calls/day so make sure you are cool with doing that. They will tell you though that that is the minimum, if you want to make $40K/year, you are probably making 400-600/day. Make calls even when you are on vacation. Just never stop calling.

You can certainly make a ton of money, and we hear from those top earners on a weekly basis. However, as of today, 80% of the sales people aren't on pace to earn $60K/year let alone what is advertised.

If you can literally handle: staying on the phone without even a lunch break for 10 hours with that phone dialing continuously, leaving hundreds of voicemails, hearing from people that are upset because you are the 15th person to call them that day, then you can likely be part of that top 20 or even 10 percent.

If you do make it to that top 10 percent, you can make tons of money however, be prepared to spend money on yourself as all of the top earners got there by buying their own leads to supplement the company provided leads that everybody is calling. This may be difficult if you don't have money to spend right away or need every penny you earn.

Lastly, health insurance is highly seasonal. From Nov-end of January, there is a lot of business to be had. Outside of that, it feels like you are working for little pay. You have to be highly motivated to keep at it when you haven't made a sale for a few days.

In summary, it can be a great job but since you can make gobs of money but really only the top 10% do, the other 90% struggle. Not very good odds in my opinion.
Pros
You can make as much as you want
Cons
90% of people can make better money elsewhere
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4.0
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great place to work if commision based is for you.
Licensed Health Agent for TX, LA, and more (Current Employee) –  not sharingApril 26, 2018
can earn amazing money if talk to a lot of healthy people. work place in most places is friendly and helpful. though many choose to work from home if you have their number then they are happy to help you. it really helps you understand what need to do.
if not a good people person let me save you some time. this is not for you. a lot of talking. a lot of details. a lot of learning every detail of conversations all hoping that they are healthy enough to get normal plan and if not then talk another plan is fine however that plan is great for some and bad for others.
Pros
own time call but should be in office during learning period
Cons
commissioned.
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3.0
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Good people, income opportunity, be completely informed before taking job
Sales Account Manager (Former Employee) –  Houston, TXApril 17, 2018
USHA is an opportunity to make good money and advance rather quickly if you are successful. The managers are caring and helpful, and motivate you to succeed. My warning is, only join this company if you are prepared to go all in, and keep the job for a while.
Pros
good people
Cons
could leave job owing company a substantial amount of money, constantly hiring new people.
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4.0
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Productive and motivating workplace
Sales Agent (Former Employee) –  Fort Lauderdale, FLMarch 14, 2018
Good company, Great training, Long hours. You need to be extremely self motivated. If you do not have a little money in the bank to hold you over until you start making money it might be difficult for you.
Pros
managers and training
Cons
can be very challenging
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4.0
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Work hard, play hard company where you can make a lot of money if you have a good local manager
Life & Health Agent (Former Employee) –  Scottsdale, AZMarch 2, 2018
You MUST be able to make over 100 dials a day, sometimes cold calls. Leads are provided but some are either old or not valid. You also must be self motivated. You're a commission only 1099 person.
Pros
Great money
Cons
Leads not well managed
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5.0
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Great Company - Last Career
Agent (Current Employee) –  Buford, GAFebruary 8, 2018
If you are looking for your last career, this is the place! The culture in the GA Office is amazing.. I felt like part of the team on day one. The office is a positive enviroment with hands on training.

If you are looking for a career where you actually get paid for your efforts, then this is it. With the most competitive commission structure out there, plus monthly and quarterly bonuses, residual income potential, and no cap on earning... what's not to love!
Pros
Positive Work Environment, Great Products, Mission of HOPE...the list goes on. If you are motivated, goal-oriented, and want to work hard and have an uncapped potential in earnings, then this is for you!
Cons
I wouldn't consider these cons, but this isn't a career for everyone. If you do not want to put in the time or work hard, then this is not the right career
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5.0
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Team Player environment!
Agent/Customer Service (Current Employee) –  Sarasota, FLFebruary 6, 2018
USHA has been a huge difference maker in my life! I used to Bartend almost every night of the week. I now get to be at home with my husband at night, That in itself is amazing. The company has serious potential for growth, and it is a team environment. Everyone helps eachother.
Pros
Team atmosphere, fun, and motivating!
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5.0
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Fun place, need to be driven
Agent (Current Employee) –  Quakertown, PADecember 1, 2017
You can make alot of money but need to put the work in. Most people with negative reviews did not invest in themselves. You are given the tools and power to be your own boss and grow wealth.
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3.0
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Do not start out here!!
Insurance Producer (Former Employee) –  TXNovember 3, 2017
The only reason for anyone to start their insurance career here is if they are young and/or still living at home with no bills, or if you are a highly seasoned vet with at least 3 full months of expense money to be ready. The commissions are high, but underwriting is stringent and therefore the "target prospect" scope is extremely narrow. Narrow to the point of needing at least a 3 month cushion to ride on; IF the initial time of "getting up and running" can be gotten through, then it is an amazing team to work with.
Pros
Work/Life
Cons
EXTREMELY narrow market - needle in a haystack
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