Financial Representative (Former Employee) – Orland Park, IL – December 3, 2018
Horrible management, more concerned about themselves than employees. No care give to retention. Management ill-equipped for this century. Granted great freedom but hard targets are not explicit -they leave you hanging.
Financial Representative (Current Employee) – Maysville, KY 41056 – November 5, 2018
If you’re not willing to put a minimum of 16 hours a day into a job, don’t waste your time unless you like making far less than minimum wage. You make the company a load of money and only see a portion. Once you leave, the rest of your portion (or ‘bank’) is absorbed by the company. Even if you take a personal day, you will still be harassed by management about your personal sales quotas stating that ‘nothing is more important than making money’. Would NEVER refer a family oriented person to ANY position in this company.
Work from home with a valued company. Over 130 years of experience.
FINANCIAL REPRESENTATIVE (Current Employee) – Tucson, AZ – October 15, 2018
Company offers life insurance, health insurance, business insurance, and retirement planning. You know company will be there to help protect your family and your business with over 130 years in the business. Awesome products and super company to work with.
Pays above average for production and backs their employees.
Can not cover P & C to tie everything to one company.
Agent / Local Office (Former Employee) – Holland, OH – October 9, 2018
They were loosing business and would not change to meet the technoloy need and needs of clients. They would not sell the products and services that was best for the client. The trainer could not do the job at the level that was being asked of the people being trained.
If you are good at sales and start real young with this company, you have a very good chance at making a powerful career. The training is phenomenal. There are so many times that your clients lapse their policy through no fault of your own, while at the same time you might not have a sale. This will wipe out your reserves. You need to always have a large personal savings, or a part time job to tread water. If you are young and living at home or married with a spouse who is able to support your financial dips, this job is for you. Otherwise, making money is a very stressful feast or famine!
AGENCY MANAGER (Former Employee) – 2710 Gate way Oaks Drive, Sacramento CA – August 27, 2018
Executive teams in home office strive to work with local offices and assist with their need, local offices carried and manage sales, training and hiring of new representatives. The autonomy of the managers allowed personal growth and personal successes. Great company to work for.
Registered Representative (Former Employee) – Orange, CA – July 10, 2018
This job ultimately isn’t terrible but it requires a lot of preseverance. Your management will pressure you to get appointment and submission to meet quotas.
You do this mainly two ways: try to sell to your family or cold calls. One you risk potentially destroying your personal life and the other you deal with low success rates.
The only good thing I can say is I learned a lot of financial stuff under their tutelage and what the insurance industry is about. W&S is not as terrible as Transamerica in terms of aggression but it’s still that pushy salesman type.
Salary is mainly commission. No sales, no wages. Holiday and benefits are generous and the direct management can be understanding.
Lots of financial stuff to learn, generous holidays and benefits, not as bad as other life insurance company
Financial Representative (Former Employee) – Saginaw, MI – July 9, 2018
Local incredibly disappointing management was my primary problem with the company, however, at the point I choose to leave it really came down to the handling of a very sensitive situation by our home office,
Health & Life Agent (Former Employee) – Gardena, CA – June 25, 2018
Western and Southern was my first position in insurance sales. I believe that Western and Southern Life Insurance is a good company, and have said that I wish that this were my second or third experience in insurance. I believe if I knew what I know now I would have still been there. I would know the questions I needed to asked and the actions I needed to take. This was a small office and a small sales staff which works well for me.
Their products were well rounded and meet the needs of their insures. They had training to keep the staff up to date on the market and products they offered.
I have no comment on the CEO of this company as I can't remember any interaction with them
Products and Training
Charge backs, a reason I am no longer interested in sales in the insurance industry.