How to Write a Banker Job Description Sample

Bankers, or Banking Advisors, are bank employees who interact with clients on a daily basis. They build long-term relationships with clients through their expert knowledge about the products and services their institution offers. Their main duties include assisting clients with services such as creating savings and chequing accounts, providing them with loans, and moving money.

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What does a Banker do?

Bankers provide services to customers within a bank. Bankers are often the first points of interaction for a customer when they enter the bank. Therefore, they must be able to create a welcoming environment for new and existing customers. 

While the tasks of Bankers may vary depending on how different financial institutions are structured, their main role is working closely with clients in determining and fulfilling their banking needs. 

A Banker discusses the advantages and disadvantages of their institution’s products and services while presenting these to cater to their clients’ personal needs. In some cases, they may be in charge of all aspects of a client’s portfolio, including loans, investments, and insurance.

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Banker Job Description Examples

Banker duties and responsibilities

A Banker’s main job is to give financial advice to clients, especially on matters related to savings, investments, loans, and securities. Their knowledge and advice help customers solve their financial problems while also increasing the organization’s profit. Some specific duties and responsibilities of a banker include:

  • Knowledge of the products and services offered by the bank, including mortgages, loans, chequing and savings accounts, auto loans, money market accounts, Guaranteed Investment Certificates (GICs), Registered Education Savings Plan (RESP), and bonds
  • Collection and gathering of information from both new and existing clients
  • Identifying and talking to prospective customers about products and services that best suit their needs 
  • Opening bank accounts for new and existing customers, manage transactions, and close accounts when necessary
  • Building relationships with current and prospective clients as a foundation to promote their institution’s products
  • Resolving clients’ issues and perform administrative tasks such as documenting their information, and other related duties

Banker skills and qualifications

Ideal Banker candidates will possess excellent communication skills with a robust knowledge of banking products and processes. Some main skills and qualifications include: 

  • Thorough understanding of banking and financial solutions
  • Good interpersonal and excellent communication skills
  • Excellent numerical skills and working knowledge of banking software
  • Working knowledge of regulations and best practices regarding personal, commercial, or business banking
  • Excellent at spotting opportunities for a sales referral
  • Customer-focused approach to solving problems
  • Meticulous attention to detail

Banker experience requirements

Entry-level Bankers are expected to have at least two years of relevant working experience. Those with university or college degrees with some practical experience can also succeed in this role. Likewise, a candidate with sales and customer service experience will likely excel . For senior positions, a candidate gains an advantage in having at least five years of relevant experience. On top of this, the candidate should possess strong problem-solving and customer service skills.

Banker education and training requirements

Graduates in financial-related fields are generally ideal for this position, but at minimum, a prospective candidate should have a high school diploma. Candidates with qualifications such as a degree in a field relevant to finance are generally prepared for a banking career. However, candidates will still need training to learn about the bank’s products and services. 

For a commercial banking role, you should only consider candidates with experience in a commercial banking environment. Those with an MBA or Chartered Financial Analyst (CFA) qualification may excel in this role.

Banker salary expectations

According to Indeed Salaries, the average salary for a Banker is about $44,376 per year. However, this salary estimate may vary depending on the candidate and their previous work experience, and the company’s location and size. Bankers may receive additional benefits depending on factors such as location and company.

Job Description samples for similar positions

If a Banker job description isn’t quite what you’re looking for, some other related descriptions include:

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Banker job description FAQs

Is a Banker's job a sales job?

Bankers are sometimes referred to as Commodities Brokers or Financial Service Sales Agents. This means that while they may not entirely be sales professionals, Bankers should be comfortable executing marketing and sales techniques when the opportunity arises. After all, these professionals are responsible for identifying the financial needs of their clients and building long term relationships with them.

How long do Bankers work?

The number of hours a banker works usually varies depending on the needs of their organization. The average Banker usually works 40 hours a week. Their hours will typically line up with the opening hours of their branch, which may include weekends. They may also be expected to work outside of normal working hours to accommodate the needs of high-end clients or international clients in different time zones.

Job Description Examples

Need help writing a job description for a specific role? Use these job description examples to create your next great job posting. Or if you’re ready to hire, post your job on Indeed.

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