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Mortgage Loan Officer

Rateplicity Mortgage Corporation
4851 Tamiami Trl N Ste 200, Naples, FL 34103
Hybrid work
$50,000 - $100,000 a year - Full-time


4851 Tamiami Trl N Ste 200, Naples, FL 34103

Pulled from the full job description

  • Flexible schedule
  • Flextime

Full job description

About Our Company


We provide a new and simpler way to get a mortgage that truly works. We have over 15 years of experience, and two billion in mortgage origination each year. Our mortgage professionals are one simple call away.

Over the past 10 years, we have experienced more changes in our industry compared to any other time in history. Changes have driven financial institutions and mortgage brokers to focus on technology, leading to a breakdown of the main component of true customer satisfaction: connection.


We are looking for an experienced and professional mortgage loan officer to join our team. In this role, you will be responsible for sourcing your own leads, the loan application process, from determining the client’s needs to recommending the right loan product and signing the contract. You should also be able to identify possible risks in the application process.


This description does not represent a complete list of all the performance expectations and characteristics of individuals required to perform this position accurately. Rateplicity Mortgage Corporation reserves the right to change this description as needed to meet the needs of the business.

  • Maintain regular contact with the prospective borrower between application, closing, and final sale to the investor to apprise the prospective borrower of the status of the application and gather any additional information as needed; attend loan closings
  • Experience with all regulations governing loan officers.
  • Comply with mortgage procedures by maintaining accurate mortgage records and following Rateplicity Mortgage guidelines, and complying with all regulatory requirements including TILA, RESPA, TRID and state laws.
  • Knowledgeable in trends and developments in the local real estate market and
  • Knowledgeable in rules and regulations pertaining to both private- and government-insured mortgages
  • Maintain a professional image and standards consistent with Rateplicity Mortgage policies and procedures
  • Develop lending relationships with realtors, builders, developers, and other sources of loan referrals to generate loan volume within the market area.
  • Obtain required documentation from prospective borrowers
  • Lock loan terms with the end investor when the prospective borrower agrees on the loan product and terms


To perform this position successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

  • Associates degree or 2 years of related work experience in lieu of a degree
  • Three years of loan origination experience in all phases of residential mortgage origination
  • Licensed as a SAFE Act compliant Mortgage Loan Originator
  • Knowledge of FHLMC and/or FNMA and FHA/VA and private mortgage insurance requirements
  • Strong verbal and written communication skills
  • Demonstrated customer service skills with a strong ability to take initiative and stay motivated
  • Effective prioritization and organization skills
  • Ability to work effectively under time constraints and have flexibility in scheduling

Job Type: Full-time

Pay: $50,000.00 - $100,000.00 per year


  • Flexible schedule


  • Choose your own hours

Supplemental pay types:

  • Commission pay


  • Loan origination: 3 years (Required)

Work Location: Hybrid remote in Naples, FL 34103