Mortgage underwriter salary in United States

The average salary for a Mortgage Underwriter is $79,611 per year in the United States. This figure is based on 323 salaries taken from job postings on Indeed in the past 36 months, last updated on August 14, 2026.

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Mortgage Underwriter salaries typically range between a low of $54,048 and a high of $117,265 per year, depending on experience, location, and the hiring company.

Some of the highest-paying cities for Mortgage Underwriter include Charlotte, NC at $132,491 per year, Jacksonville, FL at $120,138 per year, and Detroit, MI at $115,747 per year.

Based on recent job postings on Indeed, some of the top-paying companies for Mortgage Underwriter include City National Bank ($182,320 per year) and City National Bank ($182,320 per year).

Compensation can vary based on the specific niche and level of responsibility within the field. Here is how the average Mortgage Underwriter salary compares to related positions:

• Junior Mortgage Underwriter: Average $64,705 per year
• Senior Mortgage Underwriter: Average $92,037 per year